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Showing posts from March, 2025

Government Schemes available At JK Bank Khidmat Center

The Government of India offers various financial schemes to promote economic inclusion, social security, and welfare across multiple sectors. Below is a categorized overview of key schemes: 1. Banking & Financial Inclusion Pradhan Mantri Jan Dhan Yojana (PMJDY) : Provides zero-balance bank accounts with RuPay debit cards, overdraft facilities, and insurance (₹2 lakh accident insurance, ₹30,000 life insurance). Stand-Up India : Offers loans (₹10 lakh to ₹1 crore) to SC/ST and women entrepreneurs for greenfield enterprises. Mudra Yojana : Collateral-free loans up to ₹10 lakh for micro/small businesses under categories like Shishu, Kishor, and Tarun. 2. Insurance Schemes Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) : Life insurance (₹2 lakh cover) at ₹330/year for 18–50-year-olds. Pradhan Mantri Suraksha Bima Yojana (PMSBY) : Accident insurance (₹2 lakh for disability/death) at ₹12/year for 18–70-year-olds. Ayushman Bharat PM-JAY : Health coverage (₹5 lakh/year per family) for eco...